Who is Responsible for Injuries During Interactive Shows?

[dianevill]

I'm starting to do the interactive shows, and I was just wondering...what if a guest gets cut badly with a knife, requiring stitches (or any other injury you can surmise)? Who's responsible for the medical bills? I know we have liability insurance. Does that cover an injury?

I've always been a little leary of letting people "play" because of the risk of injury.

What are your thoughts?

 

[sfdavis918]

Good Question!!!

 

[cmdtrgd]

That is what the insurance is for.

 

[dianevill]

I always thought the liability insurance was more for objects, like stained carpeting or burned tables...

Luckily, I've never had to use the insurance so I don't know how it works. I'm still leary of someone cutting themselves, though. When I was watching the Cooking Shows in Action DVD the lady chopping Rolos scared me! I was waiting for the blood to fly, and it got me thinking...

 

[sarahsellcm]

I am not sure on this either. I do think that the interactive show is a great way for guest to get involved. They loved the show and there was only 2 there and they ordered a lot of the products they got to play with. It was a great show for them.

 

[Evelynt]

Seems like a good question for HO

 

[dianevill]

Seems like a good question for HO

I just sent them a note...Obviously I won't hear from them today, but when I do I'll post the response. Thanks!

 

[stefani2]

insurance...I believe that is what I have heard/read/been told - the insurance to cover the show in general (you, customers, or whatever). I am curious to hear HO answer!

 

[dianevill]

I'd be curious to know if anyone here has ever had to use the insurance...

I pray that I never have to!

 

[BethCooks4U]

I have not but my former director did. She said they covered the issue fully (of course after investigating it - but it wasn't a long drawn out process or anything). I don't remember now what the issue was though - she just said that they took care of it.

 

[pamperedharriet]

Good information. I'd like to think since they (HO) is promoting Interactive Shows they are saying that our liability insurance would take care of any mishaps. I am sure they know what they are doing.

I'd love to read their response Diane too.

 

[mpkegley]

Interesting question, I would like to hear the answer too.

 

[wadesgirl]

I think I was told at one point that our insurance would cover an issue like that. Someone used the line "While we have insurance if you cut yourself on something sharp, I'm not a big fan of blood so let's watch out for all our fingers". Not for sure where I heard that though.