Understanding Mile Earning with Credit Cards: A Beginner's Guide

[naekelsey]

Can someone please explain to me how earning miles from credit cards works?

I have heard several in my cluster boast how they didn't have to pay for the plane ticket to this Nat Conf because they had enough miles to get it for free.

Does only a certain type of c/c do this? Which one is the best??

 

[jkinak]

There are a million credit cards that will offer you miles for the money you spend (usually one mile for one dollar spent). Here in Alaska everyone carries the Alaska Airlines Card from Bank of America and uses it for everything. Caution: you need to be very disciplined if you try the "use it all month and pay it in full" trick to get miles quickly. I do NOT have the discipline!

Some of the cards offer miles on one airline only (Alaska Air) but there are some that you can use for any airline (my friend has a Capital One she really likes and we have a Wells Fargo card). You would want to check the cardholder agreement to get an idea how many miles you need to fly.

I hope this helps!

Jill

 

[Rebeccascabinet]

Please be careful when getting cc for the miles, many times if you don't pay the balance off every month you will spend more on interest in the long run than you would just buying a ticket to chicago in cash.

From someone who is not disciplined enough to have a cc! I pay cash!

 

[lizcooks4u]

U can also earn...free miles for free tickets with the airlines...

I have "ONE PASS" with Continental.com

Southwest use to have one, just to to "iflyswa.com"

most airlines use to offer and many do for free.

Good Luck.

Liz

Can someone please explain to me how earning miles from credit cards works?

I have heard several in my cluster boast how they didn't have to pay for the plane ticket to this Nat Conf because they had enough miles to get it for free.

Does only a certain type of c/c do this? Which one is the best??

 

[naekelsey]

Thanks for the answers. Is there such thing of a good APR with earning miles?

 

[lizcooks4u]

Good LUck on that one maybe...

Thanks for the answers. Is there such thing of a good APR with earning miles?

Try Capital one??

they claim to have no black out dates, etc. I have them for most of my banking as my former bank Hibernia became Capital One, I"m not totally happy with them but they're ok.

Liz

 

[Rebeccascabinet]

Also, try American Express.