Is the Pampered Chef Visa Worth It?

[cookinkaren99]

Anyone use PC Visa?? I have a "0" balanced on the card BUT was woundering what rate do you Guys pay on yours ?? Mine is 19.99% I don't have cards is that a good rate??? Who out there uses the card & get money back?? I guess I don't really understand why our PC Visa is better than other credit cards. Thanks EVERYONE!!!
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Karen Saunders, Director N.C. Since 1999!
TPC & Business Goals for 08/09:
Dream Escape Incentive Trip "PARIS"
TPC in (Sales, Recruiting & Balanced Business)
Walk the stage as Adv. Director!!!!

 

[DebbieJ]

I don't do debt, so I do not use the Visa. I didn't even apply for it. I use my PC debit for all PC purchases and to pay for shows and I use the debit card attached to my PC checking acct from my bank to pay for all business expenses.

 

[dannyzmom]

I don't carry a balance.
I use it ONLY to pay for shows.
So, I get a small % back and don't get charged any fees.

 

[pamperedlinda]

I pay mine off every month. I have no idea what the rate is.

 

[jbachen]

I have the same rate, and it is pretty high for someone with decent credit (not that I am saying mine is). My plan is also to pay it off every month, so as not to get the fees. The rewards are nice, though I haven't figured out how to redeem them just yet.

 

[cochef]

I have the PC card and am very happy with it. I basically only use it for my business and the monthly rebates are nice - like extra $$ in commission. The bottom of my statement says 9.24% finance charge on purchases and 19.99% on cash advances. I always pay it off when it comes, so I don't have the finance charges. Hope that helps.